Privacy Policy

Effective Date: 1 Jan, 2026

This Privacy Policy describes how Mortgage Calc & Amortization ("we", "our", or "us") handles information when you use our mobile application.

1. Information We Do Not Collect

We do not collect, store, or transmit any personal financial information that you enter into the app. All mortgage calculations are performed locally on your device.

2. Advertising (Google AdMob)

Our app uses Google AdMob to display advertisements. AdMob may collect certain information automatically to provide personalized or non-personalized ads, including:

For more information about how Google uses data, please visit:

https://policies.google.com/privacy

3. App Tracking Transparency (ATT)

In accordance with Apple's App Tracking Transparency framework, we request your permission before allowing tracking for advertising purposes.

If you grant permission, advertising partners such as Google AdMob may use your device’s advertising identifier to provide personalized ads.

If you decline permission, you will still see ads, but they may be less relevant to you.

4. Data Sharing

We do not sell, trade, or rent users’ personal information. Any data collected for advertising purposes is handled by our third-party advertising partner (Google AdMob) in accordance with their privacy policies.

5. Data Security

We take reasonable measures to protect your information. However, no method of transmission over the Internet or electronic storage is 100% secure.

6. Children's Privacy

This app is not directed to children under the age of 13. We do not knowingly collect personal information from children.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

8. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: dotri84@gmail.com